Patrimonio • Capital Stack Studio

Project Bird – Financing & Fee Lab

Explore alternative capital stacks for a ~€400m acquisition of a modern Marriott-branded UK hotel portfolio. Toggle assumptions, compare DSCR and leverage, and estimate Patrimonio's investment-banking fee.

Capital Stack Opportunities

Interactive

Choose a structure below, then adjust leverage and pricing in the scenario builder. This lets you see how 75% unitranche compares to 80% structured senior + mezzanine in real time.

Interactive Scenario Builder

Adjust the purchase price, leverage, and pricing to see the resulting debt, equity, and debt service coverage ratio (DSCR).

€m
%
%
€m

Selected Structure

Option 1 – 75% Unitranche (Credit Fund)

DSCR (EBITDAR / Interest)

2.22x

Debt Amount

€300.0m

At 75.0% LTV

Equity Required

€100.0m

Purchase price minus debt

Annual Interest

€18.0m

At 6.0% all-in cost of debt

You can use this card live with lenders: move LTV and rate until DSCR is in their comfort zone (often 1.70–2.00x+ for hotels at this scale).

Patrimonio Fee Engine

Model Patrimonio's investment-banking economics: retainer + success fee on debt + optional equity placement fee.

€m
% of debt

On €300.0m of debt, Patrimonio earns €4.5m.

€m
% of equity

Equity fee: €2.5m.

Estimated Total Patrimonio Fee

€7.1m

€4.5m on the debt stack + €2.5m for equity placement + €0.1m retainer.

Engagement language example: "Patrimonio Merchant Bankers will act as exclusive financial advisor and mandated lead arranger. Our success fee is 1.50% of total debt committed, payable at closing, plus applicable equity placement fees. A €0.1m retainer is required to initiate lender engagement, creditable against the success fee."

How to use this with investors & lenders

  • Start with the unitranche preset, show a clean 75% LTV and DSCR > 2.0x to demonstrate conservative coverage.
  • Flip to the senior + mezz structure to show what happens if you chase 80% LTV: higher leverage, slightly tighter DSCR, but lower weighted cost of capital.
  • Use the fee engine live in client conversations to anchor Patrimonio's economics as "standard market practice" rather than an afterthought.